/* Prestige Insurance & Financial Services — shared stylesheet
   Two fonts: Inter Tight (headings/display) + Inter (body/UI). Pure white + light grey #DDDFE2 surfaces.
   Token names are kept from the original build so the form JavaScript's
   inline styles (var(--burgundy), var(--light), …) keep working.
   Values are the real brand: burgundy sampled from the diamond-P logo,
   on white with cool light-grey sections. Depth from layered soft shadows —
   no glows or decorative gradients. */

:root {
  --burgundy:   #6E3434;   /* the logo burgundy */
  --burgundy-d: #532626;   /* darker, for hover states */
  --burgundy-l: #7D4040;   /* lighter step, kept for JS compatibility */
  --rose:       #B8872B;   /* legacy token name; now the gold accent */
  --gold:       #B8872B;
  --cream:      #FFFFFF;
  --paper:      #FFFFFF;   /* page background — pure white */
  --parchment:  #FFFFFF;
  --light:      #DDDFE2;   /* cool light grey surface (Bodaq S153-style) */
  --white:      #FFFFFF;
  --ink:        #1F2124;
  --ink-soft:   #3A3D42;
  --gray:       rgba(31, 33, 36, 0.72);
  --muted:      rgba(31, 33, 36, 0.72);
  --border:     rgba(110, 52, 52, 0.20);
  --hairline:   rgba(110, 52, 52, 0.20);
  --paper-on-brand: rgba(255, 255, 255, 0.9);
  --burgundy-ink: #301717;  /* near-black burgundy for full-bleed dark bands */
  /* Layered elevation, neutral cool tint */
  --shadow-sm:  0 1px 2px rgba(24, 26, 30, 0.04), 0 3px 12px rgba(24, 26, 30, 0.05);
  --shadow:     0 2px 4px rgba(24, 26, 30, 0.05), 0 12px 32px rgba(24, 26, 30, 0.10);
  --shadow-lg:  0 4px 10px rgba(24, 26, 30, 0.06), 0 30px 70px rgba(24, 26, 30, 0.17);
}

::selection { background: var(--burgundy); color: var(--paper); }

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html {
  scroll-behavior: smooth;
  /* No elastic overscroll bounce: the rubber-band animation forces the
     whole page (ticker, canvas, grain) to re-composite and tanks FPS. */
  overscroll-behavior-y: none;
}

body {
  font-family: "Inter", sans-serif;
  font-size: 17px;
  line-height: 1.68;
  color: var(--ink);
  background: var(--paper);
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}

/* (paper-grain overlay removed with the beige scheme — clean white ground) */

h1, h2, h3 {
  font-family: "Inter Tight", sans-serif;
  font-weight: 700;
  color: var(--burgundy);
  line-height: 1.25;
}
h1 { font-size: clamp(2.4rem, 5.2vw, 4rem); line-height: 1.06; letter-spacing: -0.025em; font-weight: 800; }
h2 { font-size: clamp(1.7rem, 3.2vw, 2.5rem); letter-spacing: -0.018em; }
h3 { font-size: 1.22rem; font-weight: 600; }
h4 { font-family: "Inter", sans-serif; font-weight: 600; }
h1, h2, h3, h4 { text-wrap: balance; }

p { max-width: 68ch; text-wrap: pretty; }

a {
  color: var(--burgundy);
  text-decoration: underline;
  text-decoration-color: var(--gold);
  text-decoration-thickness: 1px;
  text-underline-offset: 3px;
  transition: text-decoration-thickness 180ms ease-out;
}
a:hover { text-decoration-thickness: 2px; }

a:focus-visible, button:focus-visible, input:focus-visible,
select:focus-visible, textarea:focus-visible {
  outline: 2px solid var(--burgundy);
  outline-offset: 2px;
}

.sr-only {
  position: absolute;
  width: 1px; height: 1px;
  padding: 0; margin: -1px;
  overflow: hidden;
  clip: rect(0 0 0 0);
  white-space: nowrap;
  border: 0;
}

.wrap { max-width: 1400px; margin: 0 auto; padding: 0 2rem; }

/* ---------- Header ---------- */

nav.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255, 255, 255, 0.86);
  -webkit-backdrop-filter: blur(10px) saturate(1.35);
  backdrop-filter: blur(10px) saturate(1.35);
  border-bottom: 1px solid var(--hairline);
  display: flex;
  align-items: center;
  gap: 1.6rem;
  padding: 1.1rem 4%;
}

.nav-brand {
  display: flex;
  align-items: center;
  gap: 0.7rem;
  text-decoration: none;
  margin-right: auto;
}
.brand-logo { height: 58px; width: auto; flex-shrink: 0; }
.nav-brand-text strong {
  font-family: "Inter Tight", sans-serif;
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--burgundy);
  display: block;
  line-height: 1.12;
}
.nav-brand-text span {
  font-size: 0.85rem;
  color: var(--muted);
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 1.35rem;
  list-style: none;
}
.nav-links a {
  font-weight: 600;
  font-size: 1rem;
  text-decoration: none;
  white-space: nowrap;
}
.nav-links a:hover {
  text-decoration: underline;
  text-decoration-color: var(--gold);
  text-underline-offset: 5px;
}
.nav-phone { white-space: nowrap; }
.nav-cta {
  background: var(--burgundy);
  color: var(--paper) !important;
  padding: 0.75rem 1.5rem;
  border-radius: 6px;
  text-decoration: none !important;
  box-shadow: 0 1px 2px rgba(24, 26, 30, 0.18);
  transition: background-color 180ms ease-out, transform 180ms ease-out, box-shadow 180ms ease-out;
}
.nav-cta:hover {
  background: var(--burgundy-d);
  transform: translateY(-1px);
  box-shadow: 0 3px 6px rgba(24, 26, 30, 0.14), 0 8px 20px rgba(24, 26, 30, 0.16);
}

.hamburger {
  display: none;
  background: none;
  border: 1px solid var(--hairline);
  border-radius: 6px;
  padding: 0.45rem 0.7rem;
  font-family: "Inter", sans-serif;
  font-weight: 600;
  font-size: 0.9rem;
  color: var(--burgundy);
  cursor: pointer;
}

.mobile-menu {
  display: none;
  position: sticky;
  top: 96px;
  z-index: 99;
  background: var(--paper);
  border-bottom: 1px solid var(--hairline);
  padding: 0.6rem 4% 1rem;
  flex-direction: column;
  gap: 0.2rem;
}
.mobile-menu.open { display: flex; }
.mobile-menu a {
  text-decoration: none;
  font-weight: 600;
  font-size: 1rem;
  padding: 0.45rem 0;
}

/* ---------- Buttons ---------- */

.btn, .btn-primary, .fsubmit, .btn-white, .svc-btn, .qp-btn {
  display: inline-block;
  background: var(--burgundy);
  color: var(--paper);
  font-family: "Inter", sans-serif;
  font-weight: 600;
  font-size: 0.97rem;
  padding: 0.78rem 1.45rem;
  border: 1px solid var(--burgundy);
  border-radius: 6px;
  text-decoration: none;
  cursor: pointer;
  box-shadow: 0 1px 2px rgba(24, 26, 30, 0.18), inset 0 1px 0 rgba(255, 255, 255, 0.07);
  transition: background-color 180ms ease-out, transform 180ms ease-out, box-shadow 180ms ease-out;
  text-align: center;
}
.btn:hover, .btn-primary:hover, .fsubmit:hover,
.btn-white:hover, .svc-btn:hover, .qp-btn:hover {
  background: var(--burgundy-d);
  color: var(--paper);
  transform: translateY(-1px);
  box-shadow: 0 3px 6px rgba(24, 26, 30, 0.14), 0 10px 24px rgba(24, 26, 30, 0.18), inset 0 1px 0 rgba(255, 255, 255, 0.07);
}
.btn:active, .btn-primary:active, .fsubmit:active, .qp-btn:active,
.btn-ghost:active { transform: translateY(1px); }

.btn-ghost, .btn-white-ghost {
  display: inline-block;
  background: transparent;
  color: var(--burgundy);
  font-family: "Inter", sans-serif;
  font-weight: 600;
  font-size: 0.97rem;
  padding: 0.78rem 1.45rem;
  border: 1px solid var(--burgundy);
  border-radius: 6px;
  text-decoration: none;
  cursor: pointer;
  transition: background-color 180ms ease-out;
  text-align: center;
}
.btn-ghost:hover, .btn-white-ghost:hover { background: rgba(110, 52, 52, 0.07); color: var(--burgundy); }

.fsubmit { width: 100%; margin-top: 0.4rem; }
.fsubmit:disabled { opacity: 0.45; cursor: not-allowed; }

.btn-row { display: flex; flex-wrap: wrap; gap: 0.8rem; align-items: center; }

/* ---------- Sections ---------- */

section { border-top: 1px solid var(--hairline); }
section:first-of-type { border-top: none; }

.pad-lg { padding-top: 6rem; padding-bottom: 6rem; }
.pad-md { padding-top: 4.25rem; padding-bottom: 4.25rem; }
.pad-sm { padding-top: 3rem; padding-bottom: 3rem; }
.surface-white { background: var(--light); }

.section-intro { margin-bottom: 2.6rem; }
.section-intro p { margin-top: 1.1rem; color: var(--muted); }

/* Thick-thin "Oxford" rule under major section headings — a print device */
.section-intro h2 {
  position: relative;
  padding-bottom: 1rem;
}
.section-intro h2::after {
  content: "";
  position: absolute;
  left: 0;
  bottom: 0;
  width: 76px;
  height: 6px;
  border-top: 3px solid var(--burgundy);
  border-bottom: 1px solid var(--burgundy);
}

/* Split section head: title left, giant editorial figure right */
.section-head-split {
  display: flex;
  justify-content: space-between;
  align-items: flex-end;
  gap: 1.5rem 3rem;
  flex-wrap: wrap;
  margin-bottom: 2.6rem;
}
.figure-big {
  font-family: "Inter Tight", sans-serif;
  font-size: clamp(3.2rem, 7vw, 5.4rem);
  font-weight: 800;
  color: var(--burgundy);
  line-height: 0.95;
  text-align: right;
}
.figure-big small {
  display: block;
  font-family: "Inter", sans-serif;
  font-size: 0.92rem;
  font-weight: 400;
  color: var(--muted);
  margin-top: 0.5rem;
}

.grid { display: grid; grid-template-columns: repeat(12, 1fr); gap: 2rem; }
.c4 { grid-column: span 4; }
.c5 { grid-column: span 5; }
.c6 { grid-column: span 6; }
.c7 { grid-column: span 7; }
.c8 { grid-column: span 8; }
.c12 { grid-column: span 12; }

.hero-rule {
  width: 64px;
  border: none;
  border-top: 2px solid var(--burgundy);
  margin: 0 0 1.4rem;
}

.stars { color: var(--gold); letter-spacing: 3px; font-size: 0.95rem; }
.review-line {
  margin-top: 1.2rem;
  font-size: 0.93rem;
  color: var(--muted);
  display: flex;
  align-items: center;
  gap: 0.6rem;
  flex-wrap: wrap;
}
.hours-line { margin-top: 0.45rem; font-size: 0.9rem; color: var(--muted); }

/* ---------- Hero ---------- */

.hero {
  padding: 5rem 0 4.6rem;
}
/* Squiggle-field surface: soft warm grey with diagonal white lines and a
   roaming lens, drawn onto the child canvas by site.js */
.squiggle-surface {
  position: relative;
  overflow: hidden;
  background-color: #DDDFE2;
}
.squiggle-surface > .wrap { position: relative; z-index: 1; }

/* Photo hero: full-bleed image under a warm paper scrim that eases off
   toward the right, so the text stays readable and the photo shows
   through under the floating quote card */
.hero--photo {
  position: relative;
  overflow: hidden;
  background-color: #DDDFE2;
}
.hero--photo .hero-bg {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 54%;
}
/* Scrim lives on the text side only: strong under the headline column,
   fading to nothing by two-thirds across so the photo keeps its color */
.hero--photo::after {
  content: "";
  position: absolute;
  inset: 0;
  background:
    linear-gradient(180deg, rgba(15, 9, 8, 0.18) 0%, rgba(15, 9, 8, 0) 28%, rgba(15, 9, 8, 0) 72%, rgba(15, 9, 8, 0.28) 100%),
    linear-gradient(92deg, rgba(20, 12, 10, 0.84) 0%, rgba(20, 12, 10, 0.66) 28%, rgba(20, 12, 10, 0.38) 48%, rgba(20, 12, 10, 0.10) 66%, rgba(20, 12, 10, 0) 80%);
}
.hero--photo .wrap { position: relative; z-index: 1; }
/* White text over the photo */
.hero--photo .kicker { color: rgba(255, 255, 255, 0.88); }
.hero--photo h1 { color: #FFFFFF; }
.hero.hero--photo .lede { color: rgba(255, 255, 255, 0.94); }
.hero--photo .hours-line { color: rgba(255, 255, 255, 0.78); }
.hero--photo .stat strong { color: #FFFFFF; }
.hero--photo .stat span { color: rgba(255, 255, 255, 0.78); }
.hero--photo .btn-ghost { color: #FFFFFF; border-color: rgba(255, 255, 255, 0.75); }
.hero--photo .btn-ghost:hover { background: rgba(255, 255, 255, 0.14); color: #FFFFFF; }
.hero--photo .btn-ghost .ic { stroke: #FFFFFF; }
@media (max-width: 900px) {
  .hero--photo::after { background: rgba(20, 12, 10, 0.62); }
}
.hero-grid {
  position: absolute;
  inset: 0;
  z-index: 0;
  pointer-events: none;
}
.hero .wrap { position: relative; z-index: 1; }
.hero h1 { margin-bottom: 1.2rem; }
.hero .lede { font-size: 1.15rem; margin-bottom: 1.9rem; color: var(--ink-soft); }

/* Quote-paths card (hero right column) */
.paths-card {
  background: var(--parchment);
  border: 2px solid var(--burgundy);
  border-radius: 8px;
  padding: 1.7rem 1.8rem;
  box-shadow: var(--shadow-lg);
}
.paths-card > h2 {
  font-size: 1.5rem;
  margin-bottom: 0.3rem;
  display: flex;
  align-items: center;
  gap: 0.55rem;
}
.paths-logo { height: 32px; width: auto; flex-shrink: 0; }
.paths-card .card-tag { color: var(--muted); font-size: 0.88rem; margin-bottom: 0.7rem; }
.path-list { list-style: none; }
.path-list li { border-top: 1px solid var(--hairline); }
.path-list a {
  display: block;
  padding: 0.85rem 0.2rem;
  text-decoration: none;
  transition: background-color 180ms ease-out, padding-left 180ms ease-out;
}
.path-list a:hover { background: rgba(110, 52, 52, 0.05); padding-left: 0.55rem; }
.path-list .path-label { font-family: "Inter Tight", sans-serif; font-weight: 600; font-size: 1.12rem; display: block; }
.path-list .path-sub { font-size: 0.87rem; color: var(--muted); }

/* ---------- Reviews ---------- */

.review {
  padding: 0.4rem 0 0.4rem 2.4rem;
  position: relative;
  break-inside: avoid;
}
.review::before {
  content: "\201C";
  position: absolute;
  left: 0;
  top: 0.1rem;
  font-family: "Inter Tight", sans-serif;
  font-size: 3.2rem;
  line-height: 1;
  color: var(--burgundy);
}
.review blockquote {
  font-family: "Inter Tight", sans-serif;
  font-size: 1.06rem;
  line-height: 1.6;
  color: var(--ink);
}
.review--lead blockquote { font-size: clamp(1.35rem, 2.4vw, 1.7rem); line-height: 1.45; }
.review figcaption { margin-top: 0.9rem; font-size: 0.9rem; color: var(--muted); }
.review figcaption strong { color: var(--ink); font-weight: 600; }
.review-stack { display: flex; flex-direction: column; gap: 2.2rem; }
.review-columns { columns: 2; column-gap: 3.5rem; margin-top: 2.6rem; }
.review-columns .review { margin-bottom: 2rem; }

/* ---------- Coverage index ---------- */

.line-group { margin-bottom: 2.6rem; }
.line-group > h3 { margin-bottom: 0.4rem; }
.line-index { columns: 2; column-gap: 3.5rem; }
.line-entry {
  break-inside: avoid;
  border-bottom: 1px solid var(--hairline);
  padding: 1.05rem 0;
}
.line-entry h4 { font-family: "Inter Tight", sans-serif; font-size: 1.22rem; font-weight: 600; }
.line-entry h4 a { text-decoration: none; }
.line-entry h4 a:hover { text-decoration: underline; text-decoration-color: var(--gold); }
.line-entry p { font-size: 0.95rem; color: var(--muted); margin-top: 0.2rem; }
.line-entry .line-links { font-size: 0.88rem; margin-top: 0.4rem; color: var(--muted); }

/* ---------- Quote tabs ---------- */

.quote-tab-card {
  background: var(--parchment);
  border: 1px solid var(--hairline);
  border-radius: 8px;
  padding: 1.6rem 1.7rem;
  box-shadow: var(--shadow);
}
.quote-tabs-wrap { position: relative; }
.tabs-hint { display: none; }
@keyframes tabs-nudge {
  0%, 100% { transform: translate(0, -70%); }
  50% { transform: translate(5px, -70%); }
}
.quote-tabs {
  display: flex;
  flex-wrap: wrap;
  gap: 0.2rem 0.7rem;
  border-bottom: 1px solid var(--hairline);
  margin-bottom: 1.4rem;
}
.quote-tab-btn {
  background: none;
  border: none;
  border-bottom: 2px solid transparent;
  padding: 0.5rem 0.1rem 0.7rem;
  font-family: "Inter", sans-serif;
  cursor: pointer;
  text-align: left;
  color: var(--muted);
  transition: color 180ms ease-out;
}
.quote-tab-btn .qtb-label { display: block; font-weight: 600; font-size: 0.91rem; color: inherit; }
.quote-tab-btn .qtb-sub { display: block; font-size: 0.72rem; }
.quote-tab-btn:hover { color: var(--burgundy); }
.quote-tab-btn.active { color: var(--burgundy); border-bottom: 3px solid var(--gold); }

.quote-panel { display: none; }
.quote-panel.active { display: block; }

.form-heading { font-family: "Inter Tight", sans-serif; font-size: 1.25rem; font-weight: 600; color: var(--burgundy); margin-bottom: 0.3rem; }
.form-subhead { font-size: 0.93rem; color: var(--muted); margin-bottom: 1.2rem; }

.frow { display: grid; grid-template-columns: 1fr 1fr; gap: 0.7rem; }
.fg { margin-bottom: 0.7rem; }
.fg label { display: block; font-weight: 600; font-size: 0.9rem; margin-bottom: 0.3rem; }
.fg input, .fg select, .fg textarea, .mini-form input, .mini-form select {
  width: 100%;
  font: inherit;
  font-size: 0.95rem;
  color: var(--ink);
  background: var(--white);
  border: 1px solid var(--hairline);
  border-radius: 6px;
  padding: 0.65rem 0.8rem;
  transition: border-color 180ms ease-out, box-shadow 180ms ease-out;
}
.fg input:focus, .fg select:focus, .fg textarea:focus,
.mini-form input:focus, .mini-form select:focus {
  border-color: var(--burgundy);
  box-shadow: 0 0 0 3px rgba(110, 52, 52, 0.12);
}
.fg textarea { min-height: 90px; resize: vertical; }

.form-fine { font-size: 0.85rem; color: var(--muted); margin-top: 0.8rem; }
.qp-note { font-size: 0.85rem; color: var(--muted); margin-top: 0.7rem; }
.quote-divider { border: none; border-top: 1px solid var(--hairline); margin: 1.3rem 0 0.9rem; }
.quote-trust { display: flex; flex-wrap: wrap; gap: 0.4rem 1.6rem; font-size: 0.84rem; color: var(--muted); }

.success-card {
  background: var(--white);
  border: 1px solid var(--hairline);
  border-radius: 6px;
  padding: 1.1rem 1.2rem;
  margin: 0.6rem 0;
}
.success-card h3 { font-size: 1.05rem; margin-bottom: 0.3rem; }
.success-card p { font-size: 0.92rem; color: var(--muted); }
.success-card .sico { display: none; }

.instant-panel-inner h3 { margin-bottom: 0.5rem; }
.instant-panel-inner > p { font-size: 0.95rem; color: var(--muted); margin-bottom: 1.1rem; }

/* ---------- Contractor & small-business flow widgets ---------- */

#cq-trade-grid, #sb-biz-grid {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  gap: 8px;
  margin-bottom: 16px;
}
#cq-cov-grid, #sb-cov-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 6px;
  margin-bottom: 14px;
}

.cq-trade-btn {
  background: var(--white);
  border: 1px solid var(--hairline);
  border-radius: 6px;
  padding: 0.7rem 0.5rem;
  text-align: center;
  cursor: pointer;
  transition: border-color 180ms ease-out, background-color 180ms ease-out;
  font-family: "Inter", sans-serif;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--ink);
}
.cq-trade-btn .ticon { display: none; }
.cq-trade-btn:hover, .cq-trade-btn.selected {
  border-color: var(--burgundy);
  background: rgba(110, 52, 52, 0.05);
}

.cq-cov-pill, .cq-pill {
  display: flex;
  align-items: center;
  gap: 7px;
  background: var(--white);
  border: 1px solid var(--hairline);
  border-radius: 6px;
  padding: 0.45rem 0.7rem;
  cursor: pointer;
  font-size: 0.82rem;
  font-weight: 500;
  color: var(--ink-soft);
  transition: border-color 180ms ease-out, background-color 180ms ease-out;
}
.cq-cov-pill input, .cq-pill input { accent-color: var(--burgundy); }
.cq-cov-pill.checked, .cq-pill.selected {
  border-color: var(--burgundy);
  background: rgba(110, 52, 52, 0.06);
  font-weight: 600;
  color: var(--ink);
}
.cq-pill-group { display: flex; flex-wrap: wrap; gap: 7px; margin-top: 6px; }

.cq-step-dot {
  width: 24px; height: 24px;
  border-radius: 50%;
  border: 2px solid var(--hairline);
  display: flex; align-items: center; justify-content: center;
  font-size: 11px; font-weight: 700;
  color: var(--muted);
  background: var(--white);
}
.cq-step-dot.active, .cq-step-dot.done {
  border-color: var(--burgundy);
  background: var(--burgundy);
  color: var(--paper);
}
.cq-step-line { width: 36px; height: 1px; background: var(--hairline); margin: 0 4px 16px; }
.cq-step-line.done { background: var(--burgundy); }

.cq-summary-row { display: flex; gap: 8px; padding: 7px 0; border-bottom: 1px solid var(--hairline); font-size: 0.83rem; }
.cq-summary-row:last-child { border-bottom: none; }
.cq-summary-q { flex: 0 0 48%; color: var(--muted); }
.cq-summary-a { font-weight: 600; color: var(--ink); }

.cq-q-block { margin-bottom: 14px; }
.cq-q-label { font-size: 0.85rem; font-weight: 600; color: var(--ink); margin-bottom: 7px; }

#cq-questions, #sb-questions { max-height: 300px; overflow-y: auto; padding-right: 4px; }

.cq-badge {
  border: 1px solid var(--hairline);
  border-radius: 6px;
  padding: 3px 10px;
  font-size: 0.76rem;
  font-weight: 600;
  color: var(--burgundy);
  background: rgba(110, 52, 52, 0.05);
}
.cq-back-btn {
  background: none;
  border: none;
  color: var(--burgundy);
  font-size: 0.85rem;
  font-weight: 600;
  cursor: pointer;
  font-family: "Inter", sans-serif;
  padding: 0;
  text-decoration: underline;
  text-decoration-color: var(--gold);
  text-underline-offset: 3px;
}
.cq-back-alt {
  flex: 0 0 auto;
  padding: 0.7rem 1.1rem;
  border: 1px solid var(--hairline);
  border-radius: 6px;
  background: none;
  color: var(--muted);
  font-family: "Inter", sans-serif;
  font-size: 0.9rem;
  cursor: pointer;
}
.cq-summary-box {
  background: var(--white);
  border: 1px solid var(--hairline);
  border-radius: 6px;
  padding: 0.9rem 1rem;
  margin-bottom: 14px;
  max-height: 260px;
  overflow-y: auto;
}
.cq-summary-title {
  font-size: 0.78rem;
  font-weight: 600;
  color: var(--burgundy);
  margin-bottom: 10px;
}
.cq-success-inner { text-align: center; padding: 16px 0; }
.cq-success-inner .cqs-title { font-family: "Inter Tight", sans-serif; font-size: 1.3rem; font-weight: 600; color: var(--burgundy); margin-bottom: 6px; }
.cq-success-inner p { font-size: 0.9rem; color: var(--muted); line-height: 1.6; margin: 0 auto; }
.cq-steps-note { font-size: 0.72rem; color: var(--muted); white-space: nowrap; }

/* ---------- Carriers ---------- */

/* Carrier names set big, like a type specimen sheet */
.carrier-list { columns: 3; column-gap: 3rem; list-style: none; }
.carrier-list li {
  break-inside: avoid;
  border-bottom: 1px solid var(--hairline);
  padding: 0.8rem 0;
  font-family: "Inter Tight", sans-serif;
  font-weight: 600;
  font-size: 1.25rem;
  color: var(--burgundy);
}

/* ---------- Sliding carousels (carriers + reviews) ---------- */

.marquee, .rev-marquee, .ticker {
  -webkit-mask-image: linear-gradient(to right, transparent, #000 5%, #000 95%, transparent);
  mask-image: linear-gradient(to right, transparent, #000 5%, #000 95%, transparent);
}

.marquee { overflow: hidden; position: relative; }
.marquee-track {
  display: flex;
  align-items: stretch;
  gap: 1rem;
  width: max-content;
  will-change: transform;
}

.carrier-tile {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  background: var(--white);
  border: 1px solid var(--hairline);
  border-radius: 6px;
  padding: 1rem 1.5rem;
  text-decoration: none;
  white-space: nowrap;
  box-shadow: var(--shadow-sm);
}
.carrier-tile img {
  width: 26px;
  height: 26px;
  object-fit: contain;
  flex-shrink: 0;
}
.carrier-tile span {
  font-family: "Inter Tight", sans-serif;
  font-weight: 600;
  font-size: 1.08rem;
  color: var(--ink);
}
.marquee-note { font-size: 0.85rem; color: var(--muted); margin-top: 1rem; }

.rev-marquee { overflow: hidden; }
.rev-track {
  display: flex;
  gap: 1.2rem;
  width: max-content;
  padding: 0.3rem 0;
  will-change: transform;
}
.rev-marquee + .rev-marquee { margin-top: 1.2rem; }

.review-card {
  width: 360px;
  flex-shrink: 0;
  background: var(--white);
  border: 1px solid var(--hairline);
  border-radius: 6px;
  padding: 1.25rem 1.4rem;
  white-space: normal;
  margin: 0;
  box-shadow: var(--shadow-sm);
}
.review-card .stars { font-size: 0.85rem; display: block; margin-bottom: 0.5rem; }
.review-card blockquote {
  font-family: "Inter Tight", sans-serif;
  font-size: 0.99rem;
  line-height: 1.55;
  color: var(--ink);
}
.review-card figcaption { margin-top: 0.7rem; font-size: 0.86rem; color: var(--muted); }
.review-card figcaption strong { color: var(--ink); font-weight: 600; }

/* ---------- Live ticker bar (top of page) ---------- */

.ticker {
  background: var(--burgundy-ink);
  color: rgba(255, 255, 255, 0.85);
  overflow: hidden;
  font-size: 0.8rem;
  border-bottom: 1px solid rgba(184, 135, 43, 0.35);
}
.ticker-track {
  display: flex;
  align-items: center;
  gap: 0;
  width: max-content;
  will-change: transform;
  padding: 0.45rem 0;
}
.tick { white-space: nowrap; padding: 0 1.1rem; }
.tick .stars { font-size: 0.72rem; letter-spacing: 1px; margin-right: 0.35rem; }
.tick-sep { color: var(--gold); font-size: 0.6rem; }

/* ---------- Kicker micro-labels ---------- */

.kicker {
  display: block;
  font-family: "Inter", sans-serif;
  font-size: 0.74rem;
  font-weight: 600;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--burgundy);
  margin-bottom: 0.8rem;
}
.surface-ink .kicker { color: var(--gold); }
.pulse-dot {
  display: inline-block;
  width: 7px;
  height: 7px;
  border-radius: 50%;
  background: #2FA05A;   /* live green */
  margin-right: 0.45rem;
  vertical-align: 1px;
  animation: pulse-dot 2.2s ease-in-out infinite;
}
@keyframes pulse-dot {
  0%, 100% { opacity: 1; }
  50% { opacity: 0.35; }
}

/* ---------- Stat row (real numbers, broadsheet style) ---------- */

.stat-row {
  display: flex;
  flex-wrap: wrap;
  gap: 1.4rem 3rem;
  margin-top: 2rem;
}
.stat strong {
  display: block;
  font-family: "Inter Tight", sans-serif;
  font-size: 2.1rem;
  font-weight: 700;
  color: var(--burgundy);
  line-height: 1.1;
  font-variant-numeric: tabular-nums;
}
.stat span { font-size: 0.85rem; color: var(--muted); }

/* Live office-status chip (filled in by site.js from real hours) */
.status-chip {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  border: 1px solid var(--hairline);
  border-radius: 6px;
  background: var(--white);
  padding: 0.4rem 0.8rem;
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--ink);
  margin-top: 0.9rem;
  box-shadow: var(--shadow-sm);
}
.status-chip .pulse-dot { margin-right: 0; }
.status-chip[data-state="closed"] .pulse-dot { background: var(--burgundy); }

/* Comparison table */
.compare-table { overflow-x: auto; }
.compare-table table {
  width: 100%;
  border-collapse: collapse;
  font-size: 0.97rem;
}
.compare-table th, .compare-table td {
  text-align: left;
  padding: 0.85rem 1.1rem;
  border-bottom: 1px solid var(--hairline);
}
.compare-table thead th {
  font-family: "Inter Tight", sans-serif;
  font-size: 1.1rem;
  font-weight: 600;
  color: var(--burgundy);
  border-bottom: 2px solid var(--burgundy);
}
.compare-table tbody th {
  font-weight: 600;
  color: var(--muted);
  font-size: 0.88rem;
  width: 34%;
}
.compare-table td.win { font-weight: 600; color: var(--burgundy); }
.compare-table td.dim { color: var(--muted); }

/* Anchor jumps clear the sticky header */
section[id], footer[id] { scroll-margin-top: 120px; }

.nav-links a.active {
  text-decoration: underline;
  text-decoration-color: var(--gold);
  text-decoration-thickness: 2px;
  text-underline-offset: 5px;
}

/* ---------- Numbered process strip ---------- */

.steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2.5rem;
}
.step { border-top: 2px solid var(--burgundy); padding-top: 1.1rem; }
.step .step-kicker {
  font-size: 0.74rem;
  font-weight: 600;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--gold);
  display: block;
  margin-bottom: 0.5rem;
}
.step h3 { margin-bottom: 0.5rem; }
.step p { font-size: 0.96rem; color: var(--muted); }
.step .step-note {
  font-size: 0.8rem;
  color: var(--muted);
  border-top: 1px solid var(--hairline);
  margin-top: 0.9rem;
  padding-top: 0.6rem;
}

/* ---------- Coverage icon grid ---------- */

.cov-grid2 {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(245px, 1fr));
  gap: 1rem;
}
.cov-tile {
  position: relative;   /* anchors the stretched Details overlay */
  background: var(--white);
  border: 1px solid var(--hairline);
  border-radius: 6px;
  padding: 1.35rem 1.4rem 1.15rem;
  display: flex;
  flex-direction: column;
  box-shadow: var(--shadow-sm);
  transition: border-color 180ms ease-out, transform 180ms ease-out, box-shadow 180ms ease-out;
}
.cov-tile:hover { border-color: var(--burgundy); transform: translateY(-3px); box-shadow: var(--shadow); }
/* Whole card clicks through to the first cov-link (Details) via a stretched
   overlay; the other links sit above it and keep their own targets.
   The help tile is excluded — its first link dials the phone. */
.cov-tile:not(.cov-tile--help) { cursor: pointer; }
.cov-links a { position: relative; z-index: 2; }
.cov-tile:not(.cov-tile--help) .cov-links a:first-child { position: static; }
.cov-tile:not(.cov-tile--help) .cov-links a:first-child::after {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 1;
}
.cov-tile .ic { width: 30px; height: 30px; margin-bottom: 0.7rem; }
.cov-tile h4 { font-family: "Inter Tight", sans-serif; font-size: 1.14rem; font-weight: 600; color: var(--burgundy); margin-bottom: 0.3rem; }
.cov-tile p { font-size: 0.9rem; color: var(--muted); line-height: 1.55; margin-bottom: 0.9rem; }
.cov-tile .cov-links {
  margin-top: auto;
  display: flex;
  gap: 1.3rem;
  font-size: 0.88rem;
  font-weight: 600;
  border-top: 1px solid var(--hairline);
  padding-top: 0.7rem;
}

/* ---------- Coverage category cards (What We Place) ---------- */

.cat-cards {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.4rem;
}
.cat-card {
  display: flex;
  flex-direction: column;
  background: var(--white);
  border: 1px solid var(--hairline);
  border-radius: 8px;
  overflow: hidden;
  text-decoration: none;
  box-shadow: var(--shadow-sm);
  transition: border-color 180ms ease-out, transform 180ms ease-out, box-shadow 180ms ease-out;
}
.cat-card:hover { border-color: var(--burgundy); transform: translateY(-3px); box-shadow: var(--shadow); }
.cat-card > img {
  width: 100%;
  height: auto;
  /* height:auto is load-bearing here. The width/height attributes on these
     <img> tags are presentational hints that map to CSS height, and this
     rule sizes by aspect-ratio instead — without it the hint wins and the
     box stretches to the image's full pixel height. */
  aspect-ratio: 16 / 9;
  object-fit: cover;
  display: block;
  filter: saturate(0.96) contrast(1.05);
}
.cat-body {
  padding: 1.3rem 1.5rem 1.4rem;
  display: flex;
  flex-direction: column;
  flex: 1;
}
.cat-count {
  font-size: 0.74rem;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 0.5rem;
}
.cat-card h3 { font-size: 1.5rem; margin-bottom: 0.45rem; }
.cat-body p { font-size: 0.95rem; color: var(--muted); line-height: 1.6; margin-bottom: 1.1rem; }
.cat-go {
  margin-top: auto;
  font-weight: 600;
  font-size: 0.95rem;
  color: var(--burgundy);
  border-top: 1px solid var(--hairline);
  padding-top: 0.85rem;
}
.cat-card:hover .arw { transform: translateX(4px); }
@media (max-width: 900px) {
  .cat-cards { grid-template-columns: 1fr; }
}

/* ---------- Inline SVG icons ---------- */

.ic {
  width: 24px;
  height: 24px;
  stroke: var(--burgundy);
  fill: none;
  stroke-width: 1.7;
  stroke-linecap: round;
  stroke-linejoin: round;
  flex-shrink: 0;
}
.btn .ic, .btn-ghost .ic, .qp-btn .ic {
  width: 17px;
  height: 17px;
  vertical-align: -3px;
  margin-right: 0.45rem;
  display: inline-block;
}
.btn .ic, .qp-btn .ic { stroke: var(--paper); }
.path-list .ic { width: 20px; height: 20px; margin-right: 0.5rem; vertical-align: -4px; display: inline-block; }

/* ---------- Scroll reveals (added by site.js; page works fine without it) ---------- */

.reveal { opacity: 0; transform: translateY(18px); transition: opacity 0.55s ease-out, transform 0.55s ease-out; }
.reveal.in { opacity: 1; transform: none; }

.site-header.scrolled { box-shadow: var(--shadow); }

/* ---------- Full-bleed dark burgundy band (the showstopper) ---------- */

.surface-ink {
  background: var(--burgundy-ink);
  background-image:
    repeating-linear-gradient(0deg, rgba(255, 255, 255, 0.03) 0 1px, transparent 1px 44px),
    repeating-linear-gradient(90deg, rgba(255, 255, 255, 0.03) 0 1px, transparent 1px 44px);
  color: rgba(255, 255, 255, 0.78);
  border-top: none;
}
.surface-ink h2 { color: var(--paper); }
.surface-ink p { color: rgba(255, 255, 255, 0.78); }
.surface-ink .hours-line { color: rgba(255, 255, 255, 0.6); }
.surface-ink a {
  color: var(--paper);
  text-decoration-color: var(--gold);
}

/* ---------- Phone / AI section ---------- */

.phone-big {
  display: inline-block;
  font-family: "Inter Tight", sans-serif;
  font-size: clamp(2.7rem, 8vw, 5.4rem);
  font-weight: 800;
  line-height: 1.05;
  margin: 1rem 0 0.6rem;
  text-decoration: none;
  white-space: nowrap;
}
.phone-big { color: var(--burgundy); }
.phone-big:hover {
  text-decoration: underline;
  text-decoration-color: var(--burgundy);
  text-decoration-thickness: 3px;
  text-underline-offset: 10px;
}

/* ---------- Service + why lists ---------- */

.request-list { list-style: none; }
.request-list > li {
  border-bottom: 1px solid var(--hairline);
  padding: 1.3rem 0;
  display: flex;
  flex-wrap: wrap;
  gap: 0.4rem 2rem;
  align-items: baseline;
  justify-content: space-between;
}
.request-list h3 { font-size: 1.05rem; }
.request-list p { flex-basis: 100%; font-size: 0.95rem; color: var(--muted); margin-top: 0.2rem; }
.request-list .action { font-size: 0.93rem; white-space: nowrap; background: none; border: none; cursor: pointer; font-family: "Inter", sans-serif; font-weight: 600; color: var(--burgundy); text-decoration: underline; text-decoration-color: var(--gold); text-underline-offset: 3px; padding: 0; }

.masthead { display: grid; grid-template-columns: 1fr 1fr; gap: 0 3.5rem; }
.masthead-entry { border-bottom: 1px solid var(--hairline); padding: 1.35rem 0; }
.masthead-entry h3 { font-size: 1.3rem; }
.masthead-entry p { margin-top: 0.3rem; font-size: 0.95rem; color: var(--muted); }

/* ---------- Page hero (line pages) ---------- */

.page-hero {
  padding: 4.2rem 0 3.6rem;
  position: relative;
  overflow: hidden;
}
/* The agency's diamond mark, oversized, as a print watermark */
.page-hero::before {
  content: "";
  position: absolute;
  top: 50%;
  right: -60px;
  transform: translateY(-50%);
  width: 400px;
  height: 440px;
  background: url("assets/logo.png") center / contain no-repeat;
  opacity: 0.07;
  pointer-events: none;
}
.page-hero .wrap { position: relative; }
.page-hero .breadcrumb { font-size: 0.85rem; color: var(--muted); margin-bottom: 1.1rem; }
.page-hero .breadcrumb a { color: var(--muted); }
.page-hero h1 { margin-bottom: 1rem; }
.page-hero .lede { font-size: 1.12rem; max-width: 62ch; color: var(--ink-soft); }
.page-hero .btn-row { margin-top: 1.8rem; }

/* ---------- Line page content ---------- */

.cols2 { columns: 2; column-gap: 3.5rem; }
.qa { break-inside: avoid; margin-bottom: 1.7rem; }
.qa h3 {
  font-family: "Inter", sans-serif;
  font-weight: 600;
  font-size: 1rem;
  color: var(--ink);
  margin-bottom: 0.35rem;
}
.qa p { font-size: 0.96rem; color: var(--muted); }

.not-covered {
  border: 1px solid var(--hairline);
  border-radius: 8px;
  background: var(--parchment);
  padding: 1.6rem 1.8rem;
  margin: 2.4rem 0;
}
.not-covered h3 { margin-bottom: 0.7rem; font-size: 1.05rem; }
.not-covered ul { list-style: none; }
.not-covered li {
  font-size: 0.94rem;
  color: var(--muted);
  padding: 0.35rem 0;
  border-top: 1px solid var(--hairline);
}
.not-covered li:first-child { border-top: none; }

.related-list { columns: 3; column-gap: 3rem; list-style: none; }
.related-list li { break-inside: avoid; border-bottom: 1px solid var(--hairline); padding: 0.55rem 0; }
.related-list a { font-weight: 600; font-size: 0.95rem; text-decoration: none; }
.related-list a:hover { text-decoration: underline; text-decoration-color: var(--gold); }

/* ---------- Modals ---------- */

.overlay {
  display: none;
  position: fixed;
  inset: 0;
  z-index: 200;
  background: rgba(31, 33, 36, 0.55);
  align-items: flex-start;
  justify-content: center;
  overflow-y: auto;
  padding: 3rem 1rem;
}
.overlay.open { display: flex; }
.modal {
  background: var(--paper);
  border: 1px solid var(--burgundy);
  border-radius: 8px;
  max-width: 480px;
  width: 100%;
  padding: 1.8rem 1.7rem;
  position: relative;
  box-shadow: var(--shadow-lg);
}
.modal-h { font-family: "Inter Tight", sans-serif; font-size: 1.35rem; font-weight: 600; color: var(--burgundy); margin-bottom: 0.3rem; }
.modal-sh { font-size: 0.93rem; color: var(--muted); margin-bottom: 1.2rem; }
.mcl {
  position: absolute;
  top: 0.8rem; right: 0.9rem;
  background: none;
  border: none;
  font-size: 1.1rem;
  color: var(--muted);
  cursor: pointer;
  padding: 0.2rem;
}
.mcl:hover { color: var(--burgundy); }

/* ---------- Skyline band + footer ---------- */

.skyline-band {
  height: 130px;
  margin-top: 4rem;
  background: url("assets/skyline.png") bottom center / auto 100% repeat-x;
  opacity: 0.16;
}
.skyline-band + footer { margin-top: 0; }

footer {
  background: var(--burgundy-d);
  color: var(--paper-on-brand);
  font-size: 0.92rem;
  margin-top: 4rem;
  padding: 3.4rem 4% 1.8rem;
  border-top: 2px solid var(--gold);
}
footer a { color: var(--paper-on-brand); text-decoration-color: var(--gold); }
.footer-grid {
  display: grid;
  grid-template-columns: 1.6fr 1fr 1fr 1fr 1.15fr;
  gap: 2.2rem;
  padding-bottom: 2rem;
}
footer .nav-brand-text strong, footer .fcol h4 { color: var(--paper); }
.footer-brand-text { font-size: 0.9rem; line-height: 1.7; max-width: 300px; margin-top: 0.9rem; }
.fcontact { display: flex; flex-direction: column; gap: 0.4rem; margin-top: 1rem; }
.fci { font-size: 0.88rem; line-height: 1.6; }
.fcol h4 { font-size: 1rem; margin-bottom: 0.7rem; }
.fcol ul { list-style: none; line-height: 2; }
.fcol ul a { text-decoration: none; font-size: 0.9rem; }
.fcol ul a:hover { text-decoration: underline; text-decoration-color: var(--gold); }
.footer-map iframe {
  width: 100%;
  height: 220px;
  border: 1px solid rgba(255, 255, 255, 0.3);
  border-radius: 8px;
  margin-top: 1rem;
  /* tone the map palette down so it sits quietly in the burgundy footer */
  filter: grayscale(0.4) contrast(1.02);
}
.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, 0.25);
  padding-top: 1.3rem;
  display: flex;
  flex-wrap: wrap;
  gap: 0.5rem 2rem;
  justify-content: space-between;
  font-size: 0.84rem;
  color: rgba(255, 255, 255, 0.7);
}
.flinks { display: flex; gap: 1.5rem; }

/* ---------- Results: what clients actually saved ---------- */

.results-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.2rem;
  margin-bottom: 2.6rem;
}
.result-card {
  background: var(--white);
  border: 1px solid var(--hairline);
  border-top: 3px solid var(--burgundy);
  border-radius: 8px;
  box-shadow: var(--shadow-sm);
  padding: 1.5rem 1.5rem 1.3rem;
  margin: 0;
  display: flex;
  flex-direction: column;
}
.result-figure {
  font-family: "Inter Tight", sans-serif;
  font-size: clamp(1.9rem, 3.4vw, 2.6rem);
  font-weight: 700;
  color: var(--burgundy);
  line-height: 1.05;
  font-variant-numeric: tabular-nums;
}
.result-label {
  font-size: 0.76rem;
  font-weight: 600;
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--gold);
  margin: 0.35rem 0 0.9rem;
}
.result-card blockquote {
  font-size: 0.97rem;
  line-height: 1.6;
  color: var(--muted);
  margin-bottom: 0.9rem;
}
.result-card figcaption {
  margin-top: auto;
  font-size: 0.86rem;
  color: var(--muted);
  border-top: 1px solid var(--hairline);
  padding-top: 0.7rem;
}
.result-card figcaption strong { color: var(--ink); font-weight: 600; }

/* Centered review-count band between featured results and the strip */
.review-count-band { text-align: center; margin: 0.4rem 0 0.6rem; }
.review-count-band .figure-big { text-align: center; }
.review-count-band .figure-big small { margin-top: 0.4rem; }

/* Star rating above the big review numeral */
.figure-big .gb-stars {
  display: block;
  color: var(--gold);
  font-size: 1.1rem;
  letter-spacing: 4px;
  line-height: 1;
  margin-bottom: 0.35rem;
}

/* ---------- "Not sure what you need?" tile ---------- */

.cov-tile--help {
  background: var(--parchment);
  border-color: var(--burgundy);
  border-style: dashed;
}
.cov-tile--help h4 { color: var(--burgundy); }

/* ---------- Service / claims cards ---------- */

.svc-cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.2rem;
}
.svc-card {
  background: var(--white);
  border: 1px solid var(--hairline);
  border-radius: 8px;
  padding: 1.6rem 1.6rem 1.4rem;
  display: flex;
  flex-direction: column;
  box-shadow: var(--shadow-sm);
  transition: border-color 180ms ease-out, transform 180ms ease-out, box-shadow 180ms ease-out;
}
.svc-card:hover { border-color: var(--burgundy); transform: translateY(-3px); box-shadow: var(--shadow); }
.svc-card .ic { width: 30px; height: 30px; margin-bottom: 0.8rem; }
.svc-card h3 { margin-bottom: 0.45rem; }
.svc-card p { font-size: 0.95rem; color: var(--muted); margin-bottom: 1.2rem; }
.svc-card .action {
  margin-top: auto;
  align-self: flex-start;
  background: none;
  border: none;
  padding: 0;
  cursor: pointer;
  font-family: "Inter", sans-serif;
  font-weight: 600;
  font-size: 0.95rem;
  color: var(--burgundy);
  text-decoration: underline;
  text-decoration-color: var(--gold);
  text-underline-offset: 3px;
}

/* ---------- Why Prestige, numbered ---------- */

.why-cards {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1.6rem 2.6rem;
}
.why-card { border-top: 2px solid var(--burgundy); padding-top: 1.1rem; }
.why-card .why-num {
  display: block;
  font-size: 0.76rem;
  font-weight: 600;
  letter-spacing: 0.16em;
  color: var(--gold);
  margin-bottom: 0.5rem;
}
.why-card h3 { margin-bottom: 0.45rem; }
.why-card p { font-size: 0.96rem; color: var(--muted); }

/* ---------- Photography ---------- */

/* Print-style framed photo: burgundy border with an offset gold keyline */
.photo-frame {
  display: block;
  border: 2px solid var(--burgundy);
  border-radius: 8px;
  outline: 1px solid var(--gold);
  outline-offset: 6px;
  width: 100%;
  height: 100%;
  object-fit: cover;
  box-shadow: var(--shadow);
}

/* Line/geo page hero photo, anchored right of the hero text */
.page-hero--media .wrap { position: relative; min-height: 500px; }
.ph-photo {
  height: auto;   /* see the note on .cat-card > img — beats the attribute hint */
  position: absolute;
  right: 2rem;
  /* Centered WITHOUT transform: translateY(-50%) put the image half a
     pixel off the grid (470px slot -> 352.5px height), forcing a GPU
     resample that blurred every photo. Auto margins center cleanly. */
  top: 0;
  bottom: 0;
  margin: auto 0;
  /* 640px cap: big enough to carry real detail on a 1080p desktop, and 4/3
     of 640 is an integer (480) so the 640px source renders 1:1 */
  width: clamp(300px, 36vw, 640px);
  aspect-ratio: 4 / 3;
  object-fit: cover;
  border: 2px solid var(--burgundy);
  border-radius: 8px;
  outline: 1px solid var(--gold);
  outline-offset: 6px;
  box-shadow: var(--shadow);
}
.page-hero--media .breadcrumb,
.page-hero--media h1,
.page-hero--media .lede,
.page-hero--media .kicker,
.page-hero--media .btn-row,
.page-hero--media .hours-line { max-width: calc(100% - clamp(330px, 39vw, 690px)); }
.page-hero--media::before { display: none; }   /* photo replaces the watermark */

/* Index: photo beside the why-cards */
.photo-split {
  display: grid;
  grid-template-columns: 5fr 7fr;
  gap: 3rem;
  align-items: center;
}
.photo-split .photo-frame { aspect-ratio: 4 / 5; }

/* Closing CTA over a photograph */
.photo-cta {
  position: relative;
  overflow: hidden;
  background-color: var(--burgundy-ink);
}
.photo-cta .cta-bg {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  opacity: 0.45;
  filter: saturate(0.9) contrast(1.06);
}
.photo-cta::after {
  content: "";
  position: absolute;
  inset: 0;
  background: rgba(24, 26, 30, 0.55);
}
.photo-cta .wrap { position: relative; z-index: 1; }
.photo-cta h2, .photo-cta .kicker { color: var(--paper); }
.photo-cta p { color: rgba(255, 255, 255, 0.88); }
.photo-cta .cta-fine { color: rgba(255, 255, 255, 0.72); }
.photo-cta .btn { background: var(--paper); color: var(--burgundy); border-color: var(--paper); }
.photo-cta .btn:hover { background: var(--white); color: var(--burgundy); }
.photo-cta .btn .ic { stroke: var(--burgundy); }
.photo-cta .btn-ghost { color: var(--paper); border-color: rgba(255, 255, 255, 0.7); }
.photo-cta .btn-ghost:hover { background: rgba(255, 255, 255, 0.1); color: var(--paper); }
.photo-cta .btn-ghost .ic { stroke: var(--paper); }

/* ---------- FAQ ---------- */

.faq-list { border-top: 1px solid var(--hairline); }
.faq-item { border-bottom: 1px solid var(--hairline); }
.faq-item summary {
  cursor: pointer;
  list-style: none;
  padding: 1.1rem 2.2rem 1.1rem 0;
  font-family: "Inter Tight", sans-serif;
  font-size: 1.14rem;
  font-weight: 600;
  color: var(--burgundy);
  position: relative;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after {
  content: "+";
  position: absolute;
  right: 0.3rem;
  top: 50%;
  transform: translateY(-50%);
  font-family: "Inter", sans-serif;
  font-size: 1.3rem;
  font-weight: 400;
  color: var(--gold);
  transition: transform 180ms ease-out;
}
.faq-item[open] summary::after { content: "−"; }
.faq-item summary:hover { text-decoration: underline; text-decoration-color: var(--gold); text-underline-offset: 4px; }
.faq-item .faq-a {
  padding: 0 2.2rem 1.2rem 0;
  font-size: 0.98rem;
  color: var(--muted);
  max-width: 78ch;
}

/* ---------- Closing CTA band ---------- */

.final-cta { text-align: left; }
.final-cta h2 { font-size: clamp(1.9rem, 3.6vw, 2.9rem); max-width: 20ch; }
.final-cta p { font-size: 1.08rem; margin: 1.1rem 0 1.8rem; max-width: 62ch; }
.final-cta .cta-fine {
  font-size: 0.88rem;
  color: var(--muted);
  margin-top: 1.2rem;
  display: flex;
  flex-wrap: wrap;
  gap: 0.3rem 1.6rem;
}

/* Arrow that nudges on hover */
.arw {
  display: inline-block;
  margin-left: 0.4rem;
  transition: transform 180ms ease-out;
}
.btn:hover .arw, .btn-ghost:hover .arw, .action:hover .arw, .qp-btn:hover .arw { transform: translateX(4px); }

/* ---------- Sticky call (mobile) ---------- */

.sticky-call {
  display: none;
  position: fixed;
  bottom: 0; left: 0; right: 0;
  z-index: 150;
  border-top: 1px solid var(--hairline);
  background: var(--paper);
  padding: 0.6rem 0.8rem calc(0.6rem + env(safe-area-inset-bottom));
  gap: 0.6rem;
  /* hidden until site.js adds .show after the hero scrolls past */
  transform: translateY(110%);
  transition: transform 260ms ease-out;
}
.sticky-call.show { transform: translateY(0); }
.sticky-call a {
  flex: 1;
  text-align: center;
  border-radius: 6px;
  padding: 0.75rem 0.5rem;
  font-weight: 600;
  font-size: 0.95rem;
  text-decoration: none;
}
.sticky-call .sc-call {
  border: 1px solid var(--burgundy);
  color: var(--burgundy);
  background: var(--white);
}
.sticky-call .sc-quote {
  background: var(--burgundy);
  border: 1px solid var(--burgundy);
  color: var(--paper);
}

/* ---------- Motion restraint ---------- */

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition: none !important; animation: none !important; }
  .marquee, .rev-marquee { overflow-x: auto; }
  .reveal { opacity: 1; transform: none; }
  .result-card.drop-in { opacity: 1; transform: none; transition: none; }
}

/* ---------- Responsive ---------- */

/* Just above the hamburger breakpoint the eight nav items only fit with
   tighter spacing; wider screens keep the full gap. */
@media (min-width: 1081px) and (max-width: 1240px) {
  .nav-links { gap: 0.8rem; }
  .nav-links a { font-size: 0.94rem; }
  .nav-cta { padding: 0.7rem 1.1rem; }
}
@media (min-width: 1081px) and (max-width: 1160px) {
  .nav-links { gap: 0.6rem; }
  .nav-links a { font-size: 0.9rem; }
  .nav-cta { padding: 0.65rem 0.9rem; }
}

@media (max-width: 1080px) {
  .nav-links { display: none; }
  .hamburger { display: block; }
  /* hero photo stacks under the text instead of floating beside it */
  .ph-photo {
    position: static;
    width: 100%;
    height: auto;
    max-width: 560px;
    margin: 1.8rem 0 0;
  }
  .page-hero--media .breadcrumb,
  .page-hero--media h1,
  .page-hero--media .lede,
  .page-hero--media .kicker,
  .page-hero--media .btn-row,
  .page-hero--media .hours-line { max-width: none; }
}
@media (max-width: 560px) {
  .brand-logo { height: 46px; }
  .nav-brand-text strong { font-size: 1.2rem; }
  .nav-brand-text span { font-size: 0.74rem; }
  .mobile-menu { top: 80px; }
}

@media (max-width: 900px) {
  .c4, .c5, .c6, .c7, .c8 { grid-column: span 12; }
  /* Quote tabs: one swipeable row, labels only */
  .quote-tabs {
    flex-wrap: nowrap;
    overflow-x: auto;
    gap: 1.15rem;
    -webkit-overflow-scrolling: touch;
    scrollbar-width: none;
  }
  .quote-tabs::-webkit-scrollbar { display: none; }
  .quote-tab-btn { flex: 0 0 auto; white-space: nowrap; }
  .quote-tab-btn .qtb-sub { display: none; }
  /* Scrollability affordance: right-edge fade + nudging arrow until the
     user swipes (or everything already fits) */
  .quote-tabs-wrap::after {
    content: "";
    position: absolute;
    top: 0; right: 0; bottom: 0;
    width: 58px;
    background: linear-gradient(to right, rgba(255, 255, 255, 0), var(--parchment) 78%);
    pointer-events: none;
    opacity: 1;
    transition: opacity 200ms ease-out;
  }
  .quote-tabs-wrap.at-end::after { opacity: 0; }
  .tabs-hint {
    display: block;
    position: absolute;
    right: 2px;
    top: 50%;
    transform: translate(0, -70%);
    color: var(--burgundy);
    font-size: 1.15rem;
    font-weight: 600;
    pointer-events: none;
    animation: tabs-nudge 1.3s ease-in-out infinite;
  }
  .quote-tabs-wrap.at-end .tabs-hint,
  .quote-tabs-wrap.was-scrolled .tabs-hint { display: none; }
  .steps { grid-template-columns: 1fr; gap: 1.6rem; }
  .stat-row { gap: 1.2rem 2rem; }
  .stat strong { font-size: 1.7rem; }
  .cols2, .review-columns, .line-index { columns: 1; }
  .carrier-list, .related-list { columns: 2; }
  .masthead { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .results-grid, .svc-cards { grid-template-columns: 1fr; }
  .why-cards { grid-template-columns: 1fr; }
  .photo-split { grid-template-columns: 1fr; }
  .photo-split .photo-frame { aspect-ratio: 16 / 10; }
  .pad-lg { padding-top: 4rem; padding-bottom: 4rem; }
  .hero { padding: 3rem 0; }
  .sticky-call { display: flex; }
  body { padding-bottom: 4.6rem; }   /* clear the fixed action bar */
  #cq-trade-grid, #sb-biz-grid { grid-template-columns: 1fr 1fr; }
}

@media (max-width: 560px) {
  body { font-size: 16.5px; }
  .carrier-list, .related-list { columns: 1; }
  .frow { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
  #cq-cov-grid, #sb-cov-grid { grid-template-columns: 1fr; }
  .page-hero::before { width: 240px; height: 260px; right: -90px; opacity: 0.05; }
  .figure-big { text-align: left; }
  .phone-big { white-space: normal; }
}

/* ---------- Coverage index pages (personal-lines, commercial-lines) ---------- */
/* These two pages are the only ones that lead with a hero and then a full card
   grid, so the site's default vertical rhythm pushes the grid well below the
   fold. They run a tighter scale so the hero and as much of the grid as
   possible share the first screen. Every other page keeps the default. */
.lines-tight .page-hero { padding: 1.25rem 0 1.05rem; }
.lines-tight .page-hero h1 { font-size: clamp(2rem, 3.4vw, 2.7rem); }
.lines-tight .page-hero .lede { font-size: 1.04rem; max-width: 92ch; }
.lines-tight .page-hero .breadcrumb { margin-bottom: 0.7rem; }
.lines-tight .page-hero h1 { margin-bottom: 0.6rem; }
.lines-tight .hero-rule { margin-bottom: 0.9rem; }
.lines-tight .page-hero .btn-row { margin-top: 1.1rem; }

.lines-tight .pad-md { padding-top: 1.1rem; }
.lines-tight .section-intro { margin-bottom: 0.7rem; }
.lines-tight .section-intro h2 { padding-bottom: 0.65rem; }
.lines-tight .kicker { margin-bottom: 0.55rem; }

.lines-tight .cov-grid2 { gap: 0.6rem; }
.lines-tight .cov-tile { padding: 0.8rem 1.25rem 0.6rem; }
.lines-tight .cov-tile .ic { margin-bottom: 0.4rem; }
.lines-tight .cov-tile p { margin-bottom: 0.5rem; }
.lines-tight .cov-tile .cov-links { padding-top: 0.45rem; }

@media (max-width: 560px) {
  /* The global h1 clamp bottoms out at 2.4rem, which fits barely two words per
     line on a phone and pushed the homepage hero headline to four lines. */
  .hero h1 { font-size: clamp(1.95rem, 8.4vw, 2.4rem); }
}

/* ---------- Thimble instant-business embed ---------- */
/* The widget is a fixed 400x700 third-party frame; centre it in the panel and
   let it shrink on phones. It scrolls internally, so the height stays fixed. */
.thimble-embed { display: flex; justify-content: center; margin: 0.4rem 0 0.2rem; }
.thimble-embed iframe {
  width: 400px;
  max-width: 100%;
  height: 600px;
  border: 0;
  border-radius: 6px;
  background: var(--white);
  box-shadow: var(--shadow-sm);
}
@media (max-width: 560px) {
  .thimble-embed iframe { height: 560px; }
}

/* ---------- Quote tabs: always a single row ---------- */
/* With six tabs the strip no longer fits on one line at most widths. Never
   wrap to a second line: keep one row and let it scroll when it has to. The
   sub-labels are what make each tab wide, so they only show above ~1250px
   where all six still fit comfortably. */
.quote-tabs {
  flex-wrap: nowrap;
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
  scrollbar-width: none;
  /* Spread the six tabs across the full card width instead of bunching them
     at the left. When the row overflows there is no free space to distribute,
     so this is a no-op and the strip simply scrolls. */
  justify-content: space-between;
}
.quote-tabs::-webkit-scrollbar { display: none; }
.quote-tab-btn { flex: 0 0 auto; white-space: nowrap; }

@media (max-width: 1250px) {
  .quote-tab-btn .qtb-sub { display: none; }
  .quote-tab-btn .qtb-label { font-size: 0.85rem; }
  .quote-tabs { gap: 0.2rem 0.7rem; }
  /* Same swipe affordance the phone layout uses: right-edge fade + nudge. */
  .quote-tabs-wrap::after {
    content: "";
    position: absolute;
    top: 0; right: 0; bottom: 0;
    width: 58px;
    background: linear-gradient(to right, rgba(255, 255, 255, 0), var(--parchment) 78%);
    pointer-events: none;
    opacity: 1;
    transition: opacity 200ms ease-out;
  }
  .quote-tabs-wrap.at-end::after { opacity: 0; }
  .tabs-hint {
    display: block;
    position: absolute;
    right: 2px;
    top: 50%;
    transform: translate(0, -70%);
    color: var(--burgundy);
    font-size: 1.15rem;
    font-weight: 600;
    pointer-events: none;
    animation: tabs-nudge 1.3s ease-in-out infinite;
  }
  .quote-tabs-wrap.at-end .tabs-hint,
  .quote-tabs-wrap.was-scrolled .tabs-hint { display: none; }
}


/* Carriers we don't hold a logo file for yet. A neutral monogram keeps the tile
   the same shape and width as the logo tiles instead of reading as a gap in the
   strip. Deliberately a plain initial, not an imitation of the brand's mark —
   drop a real PNG in assets/carriers/ and swap the tile back to an <img>. */
.carrier-tile--mark::before {
  content: attr(data-mark);
  width: 26px;
  height: 26px;
  flex-shrink: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 5px;
  background: var(--parchment);
  border: 1px solid var(--hairline);
  color: var(--burgundy);
  font-family: "Inter Tight", sans-serif;
  font-weight: 700;
  font-size: 0.78rem;
  letter-spacing: 0.02em;
}

/* Carrier strip: visitor-drivable. The engine scrolls this wrapper instead of
   transforming the track, so wheel, swipe and click-drag all work and the
   auto-advance picks up from wherever the visitor stops. */
.marquee.is-scrollable {
  overflow-x: auto;
  scroll-behavior: auto;          /* the global smooth scroll would fight the loop */
  overscroll-behavior-x: contain; /* don't trigger browser back-swipe */
  scrollbar-width: none;
  cursor: grab;
}
.marquee.is-scrollable::-webkit-scrollbar { display: none; }
.marquee.is-scrollable.is-dragging { cursor: grabbing; user-select: none; }
.marquee.is-scrollable img { -webkit-user-drag: none; user-select: none; }

/* Hero headline second line: keeps the coverage/location keywords inside the
   H1 for search, set smaller and lighter so the brand line leads visually. */
.hero h1 .h1-sub {
  display: block;
  margin-top: 0.45rem;
  font-size: clamp(1.15rem, 2.1vw, 1.7rem);
  font-weight: 600;
  letter-spacing: -0.012em;
  line-height: 1.25;
  color: rgba(255, 255, 255, 0.92);
}
@media (max-width: 560px) {
  .hero h1 .h1-sub { font-size: 1.1rem; margin-top: 0.4rem; }
}

/* Hero trust line (replaces the hours line, status chip and stat row) */
.hero-trust {
  margin-top: 1.1rem;
  font-size: 0.92rem;
  font-weight: 500;
  color: var(--muted);
}
.hero--photo .hero-trust { color: rgba(255, 255, 255, 0.86); }

/* The quote card sets the hero row height, so the trimmed left column would
   otherwise sit top-aligned with a large void beneath it. Centre it instead. */
@media (min-width: 901px) {
  .hero .wrap.grid { align-items: center; }
}

/* Quote card compression. Every path description is already a single line, so
   the card's height is item count x per-item spacing, not copy length. Tighten
   the spacing rather than dropping a path: all six mirror the six quote tabs. */
@media (min-width: 901px) {
  .paths-card { padding: 1.35rem 1.5rem; }
  .paths-card > h2 { font-size: 1.35rem; }
  .paths-card .card-tag { margin-bottom: 0.5rem; }
  .path-list a { padding: 0.6rem 0.2rem; }
  .path-list .path-label { font-size: 1.05rem; }
  .path-list .path-sub { font-size: 0.84rem; }
}

/* Shown when a lead submission fails, so a dropped enquiry is visible to the
   visitor instead of being reported as a success. */
.lead-error {
  margin-top: 0.9rem;
  padding: 0.75rem 0.9rem;
  border: 1px solid var(--burgundy);
  border-radius: 6px;
  background: rgba(110, 52, 52, 0.06);
  color: var(--burgundy);
  font-size: 0.92rem;
  font-weight: 500;
}
.lead-error a { color: var(--burgundy); font-weight: 700; }

/* ---------- Cursor wave on the strips ---------- */
/* site.js scales each card by its distance from the pointer, so a crest of
   magnification follows the cursor along the row instead of one card popping.
   Amplitude per strip comes from its data-wave attribute.
   Both strips are overflow-x:auto, which forces overflow-y to hidden — hence
   the vertical padding, otherwise the crest gets clipped top and bottom. */
.marquee { padding: 28px 0 18px; }
.rev-marquee { padding: 22px 0 16px; }

.carrier-tile,
.review-card {
  position: relative;
  transform-origin: center center;
  will-change: transform;
}

/* No transition while the cursor drives it — the falloff curve does the
   smoothing, and a transition would make the crest lag behind the pointer.
   On the way out we do want it eased. */
.wave-settling > .carrier-tile,
.wave-settling > .review-card {
  transition: transform 380ms cubic-bezier(0.2, 0.7, 0.3, 1);
}

.marquee-track .carrier-tile:hover {
  border-color: var(--burgundy);
  box-shadow: var(--shadow);
}
.rev-track .review-card:hover { box-shadow: var(--shadow-lg); }

/* Touch has no cursor to follow, so nothing sticks after a tap. */
@media (hover: none) {
  .carrier-tile, .review-card { will-change: auto; }
}

/* Featured reviews drop in as they scroll into view. site.js adds .drop-in, so
   without JS the cards are simply visible rather than stuck at opacity 0. The
   transform easing overshoots very slightly so they settle rather than stop. */
.result-card.drop-in {
  opacity: 0;
  transform: translateY(-38px) scale(0.96);
  transition: opacity 600ms cubic-bezier(0.22, 1, 0.36, 1),
              transform 620ms cubic-bezier(0.34, 1.42, 0.64, 1);
}
.result-card.drop-in.in { opacity: 1; transform: none; }

/* ---------- PPC landing pages (lp-*.html) ----------------------------
   Deliberately stripped down: one conversion action, no site nav to leak
   paid clicks, form visible without scrolling on desktop. */

.lp-header {
  position: sticky; top: 0; z-index: 200;
  display: flex; align-items: center; justify-content: space-between;
  gap: 1rem;
  padding: 0.85rem clamp(1rem, 4vw, 2.5rem);
  background: var(--paper);
  border-bottom: 1px solid var(--hairline);
}
.lp-header .lp-brand { display: flex; align-items: center; gap: 0.65rem; }
.lp-header .lp-brand img { height: 38px; width: auto; }
.lp-brand-text { font-family: "Inter Tight", sans-serif; line-height: 1.15; }
.lp-brand-text strong { display: block; font-size: 1rem; color: var(--burgundy); font-weight: 700; }
.lp-brand-text span { font-size: 0.76rem; color: var(--muted); }
.lp-header-cta { display: flex; align-items: center; gap: 1.25rem; }
.lp-header-cta .lp-hours { font-size: 0.8rem; color: var(--muted); }
.lp-header-cta .lp-tel {
  font-family: "Inter Tight", sans-serif; font-weight: 700;
  font-size: clamp(1rem, 2.4vw, 1.2rem);
  color: var(--burgundy); text-decoration: none; white-space: nowrap;
}
.lp-header-cta .lp-tel:hover { color: var(--burgundy-d); }

.lp-hero { padding: clamp(1.5rem, 5vw, 3.75rem) 0 clamp(2.5rem, 5vw, 4rem); }
/* Named areas rather than source order, because the mobile stack differs from
   the desktop one: the headline has to stay above the form so a paid visitor
   sees the message that matched their ad before anything else. The supporting
   proof drops below the form. */
.lp-hero .wrap {
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(0, 0.95fr);
  grid-template-areas:
    "head card"
    "body card";
  gap: 0 clamp(2rem, 4vw, 3.5rem);
  align-items: start;
  max-width: 1200px;
}
.lp-head { grid-area: head; }
.lp-body { grid-area: body; margin-top: 1.6rem; }
.lp-hero .lp-card { grid-area: card; }
.lp-hero h1 { font-size: clamp(1.95rem, 4.2vw, 3.1rem); line-height: 1.08; margin-bottom: 0.9rem; }
.lp-hero .lede { font-size: 1.08rem; color: var(--ink-soft); max-width: 46ch; }
.lp-eyebrow {
  display: inline-block; margin-bottom: 0.9rem;
  font-size: 0.74rem; font-weight: 700; letter-spacing: 0.12em; text-transform: uppercase;
  color: var(--gold);
}

.lp-points { list-style: none; margin: 0; display: grid; gap: 0.7rem; }
.lp-points li {
  position: relative; padding-left: 1.9rem;
  font-size: 0.97rem; color: var(--ink-soft);
}
.lp-points li::before {
  content: ""; position: absolute; left: 0; top: 0.28rem;
  width: 1.05rem; height: 1.05rem; border-radius: 50%;
  background: var(--burgundy) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23fff' stroke-width='3.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M20 6 9 17l-5-5'/%3E%3C/svg%3E") center / 0.7rem no-repeat;
}

/* -------------------------------------------------------- the form card -- */
.lp-card {
  background: var(--paper);
  border: 1px solid var(--hairline);
  border-radius: 14px;
  box-shadow: var(--shadow-lg);
  padding: clamp(1.25rem, 2.5vw, 1.9rem);
}
.lp-card .form-heading { font-size: 1.35rem; }
.lp-form { display: block; }
.lp-form .frow { margin-bottom: 0; }
/* Honeypot: a real person never sees it, a bot fills it and the function
   silently drops the submission. */
.lp-hp { position: absolute; left: -9999px; width: 1px; height: 1px; opacity: 0; }
.lp-card .fsubmit { margin-top: 0.5rem; font-size: 1.02rem; padding-top: 1rem; padding-bottom: 1rem; }
.lp-reassure {
  margin-top: 0.85rem; font-size: 0.82rem; color: var(--muted); text-align: center;
}
.lp-card .success-card { display: none; }
.lp-card .lead-error { margin-top: 0.9rem; }

/* --------------------------------------------------------------- proof --- */
.lp-rating {
  display: flex; flex-wrap: wrap; align-items: center; gap: 0.5rem 1.1rem;
  margin-top: 1.9rem; padding-top: 1.5rem;
  border-top: 1px solid var(--hairline);
  font-size: 0.9rem; color: var(--muted);
}
.lp-rating strong { color: var(--ink); font-weight: 700; }
.lp-rating .stars { font-size: 1.05rem; }
/* Compact copy of .lp-rating for the mobile stack, where the full row lands
   below the form. Hidden on desktop, where the full row is already beside it. */
.lp-proof-mini { display: none; margin-top: 0.75rem; font-size: 0.88rem; color: var(--muted); }
.lp-proof-mini strong { color: var(--ink); font-weight: 700; }

.lp-carrier-row {
  display: flex; flex-wrap: wrap; justify-content: center;
  gap: 0.75rem; margin-top: 1.6rem;
}
.lp-carrier-row .carrier-tile { flex: 0 0 auto; }

.lp-band {
  background: var(--burgundy-ink);
  color: rgba(255, 255, 255, 0.82);
  text-align: center;
  padding: clamp(2.25rem, 4vw, 3.25rem) 0;
}
.lp-band h2 { color: var(--paper); margin-bottom: 0.7rem; }
.lp-band p { max-width: 56ch; margin: 0 auto 1.6rem; }
.lp-band .btn-row { justify-content: center; }
/* .btn-white-ghost is a legacy alias that still resolves to burgundy-on-
   transparent, which is invisible against this band. Scope a real white
   treatment here rather than touching the shared rule. */
.lp-band .btn-white-ghost {
  color: var(--paper);
  border-color: rgba(255, 255, 255, 0.45);
}
.lp-band .btn-white-ghost:hover {
  color: var(--paper);
  background: rgba(255, 255, 255, 0.12);
  border-color: var(--paper);
}

.lp-footer {
  background: var(--paper);
  border-top: 1px solid var(--hairline);
  padding: 2.25rem 0 2.5rem;
  font-size: 0.85rem; color: var(--muted);
  text-align: center;
}
.lp-footer a { color: var(--burgundy); }
.lp-footer p + p { margin-top: 0.6rem; }

@media (max-width: 900px) {
  .lp-hero .wrap {
    grid-template-columns: 1fr;
    grid-template-areas: "head" "card" "body";
    gap: 1.5rem 0;
  }
  .lp-body { margin-top: 0; }
  .lp-proof-mini { display: block; }
  .lp-hero h1 { font-size: clamp(1.75rem, 7.5vw, 2.3rem); }
  .lp-hero .lede { font-size: 1rem; }
  .lp-header .lp-hours { display: none; }
  /* Room for the sticky call bar so it never sits on top of the last line. */
  .lp-footer { padding-bottom: 5.5rem; }
}
@media (max-width: 520px) {
  .lp-header { padding: 0.7rem 1rem; }
  .lp-header .lp-brand img { height: 32px; }
  .lp-brand-text strong { font-size: 0.9rem; }
  /* Only the "& Financial Services" line — the agency name itself always stays
     visible, since it is the label for the one link off this page. */
  .lp-brand-text span { display: none; }
}

.lp-photo {
  display: block; width: 100%;
  height: clamp(190px, 26vw, 330px);
  object-fit: cover;
  border-radius: 12px;
  margin-bottom: clamp(1.75rem, 3vw, 2.5rem);
}

/* Scannable coverage strip under the LP hero. Tinted rather than grey, because
   it sits between a white hero and a grey section and would otherwise merge
   into the one below it. */
.lp-strip {
  background: rgba(110, 52, 52, 0.05);
  border-top: 1px solid var(--hairline);
  border-bottom: 1px solid var(--hairline);
  padding: 0.85rem 0;
}
.lp-strip .wrap {
  display: flex; flex-wrap: wrap; justify-content: center;
  align-items: baseline; gap: 0.3rem 1rem;
  max-width: 1200px;
}
.lp-strip-label {
  font-size: 0.72rem; font-weight: 700; letter-spacing: 0.12em;
  text-transform: uppercase; color: var(--burgundy); white-space: nowrap;
}
.lp-strip-items { font-size: 0.93rem; color: var(--ink-soft); text-align: center; }

.lp-carrier-head { text-align: center; margin-top: 0.6rem; }
.lp-carrier-head h3 {
  font-family: "Inter Tight", sans-serif;
  font-size: 1.15rem; color: var(--burgundy); margin-bottom: 0.5rem;
}
.lp-carrier-head p {
  font-size: 0.92rem; color: var(--muted);
  max-width: 62ch; margin: 0 auto;
}

/* The LP logo links home in a new tab — enough of an escape hatch to prove a
   real agency is behind the page, without handing the paid click the whole nav. */
.lp-header .lp-brand { text-decoration: none; border-radius: 6px; }
.lp-header .lp-brand:hover .lp-brand-text strong { color: var(--burgundy-d); }
.lp-header .lp-brand:hover .lp-brand-text span { color: var(--ink-soft); }
.lp-header .lp-brand:focus-visible {
  outline: 2px solid var(--burgundy);
  outline-offset: 3px;
}