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HOME INSURANCE

WHATS COVERAGE A – DWELLING? Dwelling coverage A is the limit of insurance for repairs made to the insured property in the event of a loss due to a covered peril.  

 

WHATS COVERAGE B – OTHER STRUCTURES?  Other structures coverage B is the limit of insurance for repairs made to any detached or attached structure, which is not the primary dwelling, in the event of a loss due to a covered peril.

 

WHATS COVERAGE C – PERSONAL PRIOPERTY?  Personal property coverage C is the limit of insurance for the repair or replacement of personal belongings on the insured property in the event of a loss due to a covered peril.  This includes coverage for furniture, televisions, clothing, electronics & more.

 

WHATS COVERAGE D – LOSS OF USE? Loss of use coverage D is the limit of insurance for the reimbursement of additional living expenses incurred in the aftermath of a loss by a covered peril.  this includes reasonable cost of housing and living expenses as repairs to your property are being made.

 

WHATS COVERAGE E – PERSONAL LIABILITY?  Personal liability coverage E is the limit of insurance for the cost of legal defense in the event of a liability claim.  If someone slips on your icy sidewalk and tries to sue you for bodily injury, coverage E will help with legal defense fees.