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Commercial Lines · Nassau County · Licensed in New York

Business Insurance in Franklin Square, NY

Shops on Franklin Avenue, offices, trades, restaurants and service businesses across Nassau County. We quote the coverage your lease and your contracts actually require, and issue the certificate that proves it.

Start My Quote Call (516) 216-5600

83 Franklin Ave, Franklin Square, NY 11010 · Office Mon–Fri 9–5

What Most Nassau County Businesses Need

Which of these applies depends on what you do, whether you have employees, and what your landlord and customers demand in writing.

General Liability

The policy nearly every commercial lease, customer contract and municipality asks to see. It covers third-party injury and property damage arising from your work or your premises.

Business Owners Policy

Liability and property bundled into one policy. For most small shops and offices it prices better than buying the two separately.

Workers' Compensation

Mandatory in New York once you have employees. The state takes this seriously, and so do the general contractors who will ask for your certificate before you set foot on a job.

Commercial Auto

A personal auto policy will not cover a vehicle used for business. If there is a van, a box truck or a fleet, it needs to be written commercially.

Certificates of Insurance, Same Day

Send the certificate holder's exact legal name and address
Tell us any wording the contract requires — additional insured, waiver of subrogation, primary and non-contributory
We issue it and send it directly to whoever needs it
Call (516) 216-5600 if a GC is holding up your start date

Common Questions

Do I need workers comp if it is just me?

In New York, a sole proprietor with no employees generally is not required to carry it for themselves, but almost every general contractor and municipality will still demand a certificate before letting you on a job. Many owners buy a policy purely to satisfy that requirement. Call us and we will walk through your specific situation.

How fast can I get a certificate of insurance?

Same day in almost every case, often within the hour during office hours. Send the certificate holder details and any required wording and we will issue it and deliver it directly.

What does a small business policy actually cost?

It depends far more on what you do than on how big you are. Your class code, revenue, payroll and claims history drive the number. A ten-minute conversation about your day-to-day operations gets you an accurate quote instead of a guess.

Can you insure my business if I have had a claim or a cancellation?

Usually. We work with specialty and excess markets like USLI and Guard that write risks standard carriers decline. If a risk is hard to place, we keep going until someone writes it.

Where We Write

We're an independent agency licensed across New York State. Most of our clients are within a few miles of the office: Franklin Square, Elmont, West Hempstead, Valley Stream, Garden City, Malverne, New Hyde Park, Floral Park, Hempstead, Mineola, Uniondale, Lynbrook, Rockville Centre, Levittown and Hicksville, and the rest of Nassau County.